Illusory Follies Andrew Flanagan's Blog

13Feb/151

Dieting

Since just a few days after the New Year, I've been on a new diet. Thus far, it's been a success in the sort of way that I think all good diets should be:

  • I have been losing weight at a fairly consistent rate (about 2lbs per week on average)
  • My energy levels are the same or higher than before the diet started
  • I do not constantly crave or fantasize about food
  • I can feel and notice an increase in my stamina as I exercise

Some diets I've tried in the past have resulted in rapid weight loss (maybe 4-5lbs a week) but I was unable to stay on them consistently. It felt like like a type of torture and every day was horrible. I felt tired and weak, I constantly thought about food, and I just struggled every day. This was especially the case for the Atkin's diet. In one case (many years back), I was able to lose a substantial amount of weight over about 3 months, but the weight came back pretty quickly within a year.

So what is my diet? It doesn't exactly have a name. It incorporates elements of the Atkin's diet, some of the grain-free stuff, and intermittent fasting -- basically, whatever I've found works for me. Here are the basic rules:

  • Don't eat before 10am.
  • Don't eat after 2pm.
  • Minimize processed foods and sugars
  • Minimize wheat (and grains overall)
  • Mostly focus on protein -- no need to avoid fat from meat sources
  • Eat slowly and stop when I feel full
  • Eat meals, not snacks during this time (two small meals at say 10am and 1:45pm are fine, but avoid grazing)
  • Lots of water
  • Nothing with artificial sweeteners
  • Coffee, tea, other non-caloric drinks are fine outside of the "eating hours"

This is the basic set of rules. I do make a few adjustments to this core set of rules. The adjustments are really to cover social situations where diets make social interactions frustrating or awkward. Eating with family and friends is a wonderful and enjoyable social experience, and I don't think that a diet should force that part of our life to be radically altered.

  • No more than once a week, I can shift the times from 10am-2pm to 5pm-7pm provided I go to bed after 11pm.
  • I have diet break days (where really anything goes) once a month (on average). This allows me to participate in things like holiday celebrations and birthdays with the family.
  • Once a week, I allow myself a small amount of alcohol (whiskey, wine, cidar -- I try to stay away from beer) in the evening provided I go to bed after 11pm.

The social "adaptations" to this diet are not required, they're simply there to allow me to feel a little more human with other people. It's not as if I have to shift my schedule, or have a drink with friends, or even have a break day. In fact, I've found that on this diet, that I usually really restrain myself in these situations. It gives me the flexibility to not be the one guy who never has a glass of wine. But if I'm really not feeling like some, I can (and sometimes do) skip.

I've lost about 22lbs so far.

I previously had a number of issues related to diet:

  • Constant or increasing weight
  • Back pain almost every morning
  • Trouble sleeping at night (sometimes)
  • Lethargy in the afternoon/evenings
  • Symptoms like those of IBS

These are basically gone.

The one change in my habits is that I sometimes do take an afternoon nap. I sometimes do feel a little tired about an hour or two after eating my mid-day meal. Also, mentally, I feel that it's quite helpful to nap for 30 minutes to an hour each day.

This diet works for me. I am not saying that this diet will work for you. I believe that one of the main problems with diets in general is that human bodies are very different and it's difficult to find something that works particularly well for just YOU.

A quick note about the statement about grains. I'm not a "gluten-free" person, nor do I think all people ought or should avoid grains. However, from my own anecdotal evidence, it seems I do better without grains in general. Rice is the best for me -- I can handle that pretty well. Quinoa also seems OK. I mostly avoid corn, but I have it in small amounts sometimes. Wheat seems to cause the most trouble for me. But oddly, not in all forms. For example, tortillas seem fine in most cases. In general, it seems like the puffier the bread, the worse it is for me. Those sourdough loaves or the sandwich bread at Subway are the worst. It may be that I'm actually sensitive to a preservative or something related to yeast, but I'm not really sure.

I think it's a good idea to spend time learning about what works well for your body in particular -- not just reading books, but experimenting on yourself. What can you handle and what can't you handle? How do different types of foods make you feel? Reading books and doing research is good, but ultimately, it's about what works for you physically (so you can feel good) and what works mentally (so you can stay on your diet).

 

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10Jan/092

Health Insurance

Stethescope by LadyheartThat's right folks, you know where to come when you need only the finest steaming fresh folly! Just minutes ago, I saw a new post on the infamous Slashdot. Rather than comment on the site itself and have my comments lost in the masses, I figured I'd comment here and let them get them lost in this corner of the Internet.

So the idea of the article is that cheap and easy genetic testing is here now. This sort of testing can provide massive insight into potential health risks. There's a lot of info that can be mined out of this that can help determine statistical likelihood for certain diseases, genetic defects, etc.

So it makes sense that health insurance companies would be interested in this.

But the line (posted in the Slashdot summary which is why it caught my eye particularly) that gets me is this: "Piecemeal insurance is not viable in a world in which insurers can cherry-pick the most risk-free customers". I find this statement to be fascinating. Not because it's so amazing and revealing of the future but because it's so stupid.

Insurance is a way to manage risk. In all things in life, there's risk. Even the sure things in life (that's right: death and taxes) have spawned insurance products. The idea is that you pay a known amount of money now in order to prevent you from paying an unknown amount later. It's considered equitable (at least when we're talking about regular, private insurance). That is, both the insured (the entity mitigating risk) and the insurer (the entity shouldering the risk) are happy to be involved.

And this makes sense... If I have a large amount of cash, I can charge more than the statistical likelihood of the sum output of cash expected. Statistics can be wrong, but if I leave a large enough gap, I can make money as an insurer.

If I wanted to insure against the possibility that I would die on my next plane ride (I just wrote this out as "my next plane crash"... har!) , I could probably get some sort of policy that would insure me for this. I would pay some amount -- let's say $50 and if, in fact, I died in a plane crash, the insurer would pay out $500,000 to my next-of-kin. This makes sense -- there's an extremely small chance of me dying in a plane crash. Statistics are fairly readily available that show the likelihood of such a crash (they're small -- really Mom -- it's not dangerous to fly!)

This premium charge would be quite a bit higher if you were an experimental test pilot. (By the way, shouldn't they call them "test pilots for experimental aircraft" to avoid adjective confusion? As in, "Hey man, I'm just experimenting with this 'test pilot' thing!").

Hutt, Jabba theSo now the fun begins: people want health insurance. Health insurance has been getting more and more expensive and people in the U.S. are having more and more trouble even being qualified to receive it. This makes sense.

Most of us are fat and unhealthy (see picture). Our idea of a nutritious meal is one that has fried meat AND fried vegetables.

So of course costs are rising. Of course some people are deemed "uninsurable". Who wants to cover someone who has an estimated 90% chance of developing a disease or condition that will cost on average $750,000 to treat? The answer is: someone willing to pay premiums that even at those estimated probabilities will still yield a profit (which is no one).

So insurance always has to be equitable -- it always has to make sense for both parties or else it will not be "viable".

I think the reason the statement was made is this: People don't want insurance, they want to avoid problems. They don't want health insurance, they want health. Insurance therefore is viewed not as a tool of the free market that helps manage and mitigate risk, but a social institution that promotes the general well-being of people.

Yummy! (but expensive)!One could say that the statistical ties between tobacco usage and cancer/death, resulting in increased premiums for folks using tobacco, has put pressure on healthy behavior. Previously, an individual could choose to simply ignore this but would have to suffer the consequences of their actions (in expensive treatment or in simply shuffling off this mortal coil earlier rather than later). Now, when applying for life insurance, you see a dramatic difference between the two rates based on that sole attribute: Do You Smoke? The result (at least might be) a decrease in smoking rates since people drive down the price they pay by changing their lifestyle. This is great! At least as long the statistical likelihood is actually accurate.

OK -- people don't seem to  have a problem with this. But with genetics they do... The reason is that someone genetically predisposed to some potentially expensive condition has no ability to alter their circumstances. Essentially, there is no socially reforming affect upon this person. They simply must pay more to mitigate their risk.

From the market's standpoint, this seems to make good sense: With increased ability to predict risk (at least in theory), there's less waste as premiums be can fine-tuned to more accurate levels. Competing insurance companies can make tiny profit margins on policies with a highly predictable amount of risk (which saves consumers money).

But it doesn't "provide for the general well-being". So, oddly, government provided health care is essentially the same as a private insurance company that knows only statistic: Some people die, some don't. And the government will also up the premiums a little bit more for everyone who can afford to pay them because there are some who can't afford to pay anything at all -- even a low premium.

This is the concept. I suppose it's better than forced sterilization or elimination of Lebensunwertes Leben. That's another way to care for society.

CommunismSo, after all this, it comes down to the purpose of government. Can we provide a system where we can all be happy, from each according to his ability, to each according to his need? How well has that worked...? Should we try the other way to create a perfect, genetically pure society where equality becomes irrelevant?

I think the answer is neither. Life is tough. People die. Babies are born with horrible conditions. Some people are more likely than others to get fat, get cancer, get drunk. Can we ever really change that? Are disabled people the same as non-disabled people because we have a telephone-book-sized stack of laws that give them in equality in all things? Of course not. Life simply isn't fair.

Capitalism isn't the answer either. The thing that makes sense about capitalism is that it works with regards to motivating production. Production and effectiveness is a good thing for any civilization that wishes to remain one. However, capitalism provides no way of making life fair. Let's not try to coerce it and massage it into something it can never be.

So what about those people? The people who are born with horrible conditions or who are likely to develop them? Neither capitalism nor socialism can help them. We as people can. Instead of saying "Someone should do something about this inequality!" be the someone and stop passing the buck. We may not be able to make their lives longer or less painful -- even with unlimited medicine this is probably impossible. But we can make a difference in their life by developing relationships with them and loving them. I think the hardest of hearts out there can understand how much more a real, genuine friendship means to someone than extending a life of misery and depression yet another day.

So that's it! Your economic lesson for the day:  Love people and don't become commies!